Banking that keeps your savings safe and your business moving.
Save toward clear goals, access practical working capital, and manage repayment plans built around how you earn. Sapida MFB brings regulated, transparent finance closer to everyday Nigerian businesses.
Available balance
₦2,450,900
Deposit received
Today from market salesmonthly flat
₦2B+
Disbursed
45k+
Active Savers
99.2%
Repayment Rate
Choose the product that matches your next move.
From daily saving habits to business expansion and seasonal farming needs, Sapida products are built to be clear, practical, and easy to start.
Target Savings & Deposits
Build discipline around school fees, rent, equipment, or fixed investment goals with structured savings and clear maturity terms.
- ✓High-yield fixed investments
- ✓Zero account maintenance fees
- ✓Instant withdrawals on maturity
MSME & SME Loans
Practical working capital for traders, operators, and small businesses that need inventory, equipment, or cash-flow support.
- ✓Quick approval in under 48 hours
- ✓Competitive flat interest rates
- ✓Flexible weekly/monthly repayment
Agro-Financing
Input, seed, and machinery financing for farmers and agro-businesses, with repayment plans aligned to production cycles.
- ✓Repayment tied to harvest cycle
- ✓Subsidized farm inputs support
- ✓On-farm technical advisory
Calculate your projections
Adjust details below to see how our savings interest and loan options stack up.
Estimation Breakdown
Estimated Monthly Repayment
₦52,917
Principal
₦250,000
Flat Interest Rate
4.5% / Month
Total Interest
₦67,500
Total Repayable
₦317,500
Calculations are indicative. Terms and conditions apply.
Good morning
Chidi Benson
Total balance
₦2,450,900
₦1,200,000 saved of ₦1,600,000
Today, 11:24 AM
Yesterday
Our Mobile Experience is Getting a Complete Redesign
We are currently building the next generation of the Sapida Mobile App. Our legacy app (last updated in 2024) is undergoing a major overhaul to provide state-of-the-art security, biometric login, and instant transfers.
Modern Security Protocols
Advanced multi-factor authentication and biometric face lock.
Instant Loan Approvals
Apply, verify credit score, and receive funds instantly to your wallet.
Practical banking built around trust, local businesses, and real growth.
Sapida Microfinance Bank combines regulated deposit services, transparent credit, and advisory-led customer support for individuals, traders, farmers, and growing MSMEs across Nigeria.
Our approach is simple: protect customer funds, explain every financial decision clearly, and design repayment or savings plans around the way people actually earn.
Licensed Microfinance Institution
Central Bank of Nigeria
Deposits insured by NDIC up to statutory limitsTransparent terms
No hidden fees or unclear clauses. Customers see what they earn, owe, and when repayments are due.
Local advisory support
Relationship managers support customers in markets, farms, and business communities.
Flexible payment cycles
Weekly, monthly, and seasonal options designed around customer cash flow.
Partner with Sapida MFB
Ready to open an account, secure a loan facility, or join our beta testing app group? Drop us a message, and our customer managers will contact you within 24 hours.
Head Office
Plot 12, Financial District, Sapida House, Nigeria
Email Support
info@sapidamfb.comCall center
+234 (0) 800-SAPIDA-MFB